Managing your money

Sending money home

Please visit http://www.sendmoneypacific.org for advice and to ensure you get the best deal. This site is a joint New Zealand and Australian Government initiative.

Getting help and advice 

There are a number of services available to assist you to manage any money issues.  They include:

New Zealand Federation of Family Budgeting Services

Federation of family budgeting services logoProvides free, confidential and non judgmental budgeting advice to families and individuals. Last year alone, over 28,000 clients saw a budget adviser and more than 17,000 families received ongoing support and advice.
http://www.familybudgeting.org.nz/

To find a Budget Service in your area:
Telephone 0508 BUDGET LINE (0508 283 438) between 8.00am - 4.30pm.

Sorted

Sorted logo
Is New Zealand's free, independent money guide run by the Retirement Commission. Available online, www.sorted.org.nz helps you understand money matters and manage your money. It provides tools and information to help you:

Associated Budgeting Consultants

Associated Budgeting Consultants logoIs a free and confidential service providing budgeting services throughout New Zealand. Whatever the situation, seeking help and advice on budgeting and managing debt is not shameful. We all need help from time to time to manage our money better. A Budget Adviser will work with you. They will help you to look at your debt, your income and together work out a "plan of action".

To find a Budget Service in your area:
Telephone 0508 ABC BUDGET (0508 222 283) between 8.00am - 4.30pm.
Everyone is welcome and everyone is treated with respect.

 

12 Tips for managing your money

1  

 Make sure you get the best deal when sending money home. Compare costs at www.sendmoneypacific.org.

 2

 Set yourself a goal like saving $20 a week or paying off your credit card in 6 months. When you achieve it, celebrate, but only a little.

 3

 Going into debt is a big decision. Make sure you can afford to repay any loans, including the interest. Read more about going into debt at www.sorted.org.nz

 4

 Don't rush or be pressured into making a decision, especially by door-to-door salespeople. Take your time and get advice.

 5

 Children learn about spending and saving money by following their parents example. Set a good example.

 6

 Save as a family. Like dieting, it's much easier to trim the fat from your budget if your loved ones are helping you.

 7

 Quick and easy ways to make money are quick and easy ways to lose it. Don't be tricked into giving away your money. Visit www.scamwatch.govt.nz for more information on money scams.

 8

 Instant cash loans can be very expensive. Extra charges can quickly add up and get you into financial difficulty. If you need to borrow money, shop around. Don't overpay!

 9

 Say no to late fees and higher interest charges! Pay your bills on time.

 10 

 Before you borrow money, make sure you know what the interest rate is and what all the fees are. Don't be shy to ask questions.

 11  

 Don't be influenced by what your friends are buying. In the end, the only one paying your debt is you!

 12 

 Think twice before buying. Ask yourself, "Do I really need this?"