Financial Capability Programme

The Financial Capability Programme supports Pacific families to build confidence with finances and prepare for home ownership.

Delivered through Pacific-led providers, the programme offers practical, culturally grounded support to help participants:

• strengthen their financial capability
• reduce barriers to home ownership
• and plan and prepare for long-term financial and housing goals.

Since 2020, the Financial Capability Programme has supported over 4,000 Pacific people to strengthen their financial literacy and improve financial security.

In 2024/25 alone, 674 individuals completed financial literacy training and 266 were supported with tailored home ownership plans.

The programme continues from 2025/26 to 2027/28, focusing on areas of high need and supporting Pacific families on pathways to home ownership.

How the programme supports Pacific families

The programme helps participants to:

• build confidence managing money, including budgeting, saving, and managing debt
• understand and prepare for pathways into home ownership
• and access support that reflects Pacific values, family structures, and lived experience.

Support is delivered locally and tailored to individual and family circumstances.